You may also get pleasure from complimentary entry to pick railway lounges in India along with your card. You may avail of this profit as soon as each quarter, topic to spending a minimal of Rs. 5,000 within the earlier quarter.
ICICI Financial institution Coral Credit score Card Costs
| Price Sort | Quantity | Particulars |
|---|---|---|
| Becoming a member of Price | Rs. 500 + GST | |
| Annual Price | Rs. 500 + GST | Waived off on spending over Rs. 1.5 lakh within the earlier 12 months |
| Supplementary Card Price | Rs. 250 + GST | |
| Overdue Curiosity | 3.50% monthly | (42% each year) |
| Money Advance Price | 2.50% of quantity | Minimal Rs. 300 |
| Late Fee Price | Rs. 100 to Rs. 950 | Relying on complete quantity due |
| Over Restrict Price | 2.50% of over restrict | Minimal Rs. 500 |
| Cheque Return Price | Rs. 500 per cheque | |
| International Forex Transaction Price | 3.50% of transaction worth | |
| GST | As relevant | On all charges and fees |
ICICI Financial institution Coral Credit score Card Options
The cardboard has the next options to supply:
Contactless Fee
The cardboard comes with a contactless fee characteristic that permits you to make safe and handy funds by tapping your card on the reader. You should utilize this characteristic for transactions as much as Rs. 2,000 with out getting into your PIN.
Chip and PIN Safety
The cardboard has an embedded microchip and PIN (Private Identification Quantity) that present enhanced safety and safety in opposition to fraud and misuse.
EMI Facility
You may convert your massive purchases into simple month-to-month installments with the ICICI Financial institution Pay Later facility. You may select from tenures starting from 3 to 24 months and revel in enticing rates of interest and processing charges.
Stability Switch
You may switch the excellent stability from different bank cards to your ICICI Financial institution Coral Credit score Card and save on curiosity fees. You may also get pleasure from versatile compensation choices and low processing charges.
Web Banking and Cellular App
You may entry and handle your bank card account on-line by means of the ICICI Financial institution Web Banking portal or the iMobile app. You may examine your stability, assertion, transactions, reward factors, and extra. You may also pay your payments, request for companies, and get instantaneous alerts and notifications.
ICICI Financial institution Coral Credit score Card restrict
That is the utmost quantity of credit score that you need to use in your card.
The credit score restrict is set by the financial institution primarily based in your earnings, credit score rating, and different elements. The credit score restrict will be elevated or decreased by the financial institution at any time.
You may also request for a credit score restrict enhancement by contacting buyer care or logging in to your Web banking account.
The credit score restrict for the ICICI Financial institution Coral Credit score Card in opposition to Mounted Deposit is 90% of the quantity of the mounted deposit.
ICICI Financial institution Coral Credit score Card in opposition to Mounted Deposit
This can be a particular kind of bank card that you could get by opening a hard and fast deposit with ICICI Financial institution. You do not want to submit any earnings paperwork or have a credit score historical past to get this card.
The cardboard provides all the advantages of the ICICI Financial institution Coral Credit score Card, akin to reward factors, leisure advantages, lounge entry, and extra. The cardboard additionally helps you construct your credit score rating by making well timed funds. The minimal quantity of mounted deposit required to get this card is Rs. 20,000 and the minimal tenure is 180 days.
ICICI Financial institution Coral Credit score Card gasoline surcharge waiver
This can be a profit that permits you to save on the additional cost that’s levied on gasoline transactions at petrol pumps.
The gasoline surcharge is normally 2.5% of the transaction quantity.
With the ICICI Financial institution Coral Credit score Card, you will get a gasoline surcharge waiver of two.5% on gasoline transactions of most Rs. 4,000 per transaction at HPCL pumps, when swiped on ICICI Service provider Companies swipe machines. The utmost waiver quantity monthly is Rs. 100.
ICICI Financial institution Coral Credit score Card film provides
This can be a profit that permits you to get pleasure from reductions on film tickets booked on-line or offline.
With the ICICI Financial institution Coral Credit score Card, you’ll be able to avail of a reduction of 25%, as much as Rs. 100 on a minimal buy of two film tickets per transaction on www.bookmyshow.com and www.inoxmovies.com.
You may avail of this supply twice in a month. The supply is topic to day by day ticket availability and profitable reserving is completed on a first-come-first-serve foundation.Â
ICICI Financial institution Coral Credit score Card buyer care quantity
The client care quantity for ICICI Financial institution Coral Credit score Card is 1800 1080 for home prospects and +91-22-33667777 for home prospects touring abroad.
You may also write to the Nodal Officer on the deal with talked about on the official web site of ICICI Financial institution or go to the Assist Desk at any department.
